Getting independent advice

Overview

Before you buy a personal pension or a stakeholder pension, you should think about getting independent financial advice. But remember, if you see a financial adviser you may have to pay for their advice.

Financial advisers must keep to rules that are laid down by the Financial Services Authority. You need to decide whether you want to consult a financial adviser. And if you do, make sure you understand, and are happy with, the advice they have given you before you go ahead with their recommendation.