Retirement & SIPPs
Feb 9 2009

People 'can be reluctant to save for retirement when money is tight'

When money is in short supply, it can be difficult to persuade consumers to save for their retirement, it has been claimed.

According to John Whiting, tax partner at PricewaterhouseCoopers, continual pressure will have to be applied to people in order to get them to put money into pension schemes.

He said: "I suspect encouraging people to save via pensions and not to just rely on the state pension is something that is going to require continual pressure because it can be very difficult to persuade people to save via a pension when things are tight."

Mr Whiting added that there is a "good deal going on" in terms of government initiatives, such as the prospect of auto-enrolment into workplace pension schemes.

Research recently published by the Association of British Insurers suggested that nearly three-quarters of UK consumers feel that the benefits of saving have fallen over the last year.
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