Pensions & annuities
Oct 30 2008

People 'failing to save sufficiently for retirement'

People are contributing too little into their savings for retirement, it has been suggested.

According to Owen Walker, assistant editor of Pensions Management magazine, consumers are failing to put away enough money to enjoy the retirement they want.

He added that many believe their property will provide the best source of income in their post-work years.

However, Mr Walker continued: "Increased care home fees, combined with longer life expectancy and the additional medical costs that brings, will mean that nest egg may not be enough."

A Cost of Retirement report completed by Life Trust Insurance has suggested that retirement in the UK costs a typical household around £413,000, while an individual living alone can expect to pay £326,700.

It was also said increasing longevity among the country's population will have a bearing on costs, with people who give up work at 65 and live to 100 likely to see this figure rise to more than £700,000.
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