Welcome Pension Basics What is 'A Day'? State Benefits Personal Pensions Company Pensions SIPPs ISAs Annuities Advice Advice News Family Protection Join Newsletter About Us Free Brochures

Self-Invested Personal Pensions

Self-invested Personal Pensions (SIPPs) are a kind of DIY pension designed for people who want to manage their own fund by dealing with and switching their investments when they choose.

SIPPs are tax-efficient wrappers which allow investment in a very wide range of funds and some unregulated investments. The permitted range of investments for SIPPs include stocks and shares on the world's major stock exchanges (and a few of the minor ones including those quoted on AIM), investment trusts, unit trusts, OEICS, gilts and even commercial property.

They often have higher charges than stakeholder and personal pensions and for this reason, they may only be suitable for large funds (£100,000 or more) and for people who are experienced with investing. They have the same tax benefits and regulations as stakeholder and personal pension plans and they work in the same way as stakeholder and personal pensions.

You can also contract out of the Second State Pension if you are using a SIPP for your pension but the S2P money won't actually go into your SIPP. The government is very protective of S2P money and has decided not to put them into SIPPs. Instead the money had to go into something called an Appropriate Personal Pension.

There may also be less protection than with other pensions. Because the SIPP wrapper itself is not regulated by the Financial Services Authority (FSA), not all types of investment you can include within a SIPP are regulated and so elements of your SIPP may not be protected by the Financial Services Compensation Scheme.

Please enter your details below to request your FREE information.

Guide to SIPPs		Select
	Free guide to SIPPS. Take control of your pension with a SIPP. Huge investment choices with over 1700 discounted funds, NO set up fee, NO transfer in fee and No fee to buy and sell funds. Issued and approved by Hargreaves Lansdown Asset Management	Guide
Risk Warnings Hide Risk Warnings RISK WARNINGS The content relating to the past performance of an investment is not necessarily a guide to its performance in the future. The value of investments or income from them may go down as well as up. As stocks and shares are valued from second to second, their bid and offer value fluctuates sometimes widely. The degree of fluctuation of fund values varies significantly and the value of higher volatility funds may change suddenly. The value of investments may rise or fall due to the volatility of world markets, interest rates and capital values or, for investments held in overseas markets, changes in the rate of exchange in the currency in which the investments are denominated. You may not necessarily get back the amount you invested. The levels and bases of, and reliefs from, taxation are subject to change as UK legislation and regulations and the UK tax regime are amended from time to time and any content on this site referring to such legislation, regulations or tax regime should not be relied upon. All content provided through this site is only for your personal information and use, and is not intended to address your particular requirements or to be relied upon in making (or refraining from making) any specific investment or other decision. Dianomi Limited's content shall not constitute any form of advice or recommendation by us. Where you are unsure about any specific investment or other decision, you should obtain appropriate expert independent advice. Nothing included in this site constitutes an offer or solicitation to sell investments to anyone in any jurisdiction outside the United Kingdom in which such offer, solicitation or distribution would be unlawful. For further information on the rights and obligations of both you and us in relation to the use of this site please refer to Dianomi Limited's General Site Conditions which you agreed to when you accessed and used this site.

SIPP		Select
	Get the UK's best value SIPP today. The Fidelity Personal Pension Plan provided by Standard Life is a self invested personal pension (SIPP) for investors who prefer to make their own investment decisions. With exceptionally low costs and a choice of over 1,100 funds from more than 65 leading providers - it's quite simply the UK's best value SIPP. Order your SIPP pack today. Issued and approved by FIL Investment Management Limited	Brochure
Risk Warnings Hide Risk Warnings RISK WARNINGS The content relating to the past performance of an investment is not necessarily a guide to its performance in the future. The value of investments or income from them may go down as well as up. As stocks and shares are valued from second to second, their bid and offer value fluctuates sometimes widely. The degree of fluctuation of fund values varies significantly and the value of higher volatility funds may change suddenly. The value of investments may rise or fall due to the volatility of world markets, interest rates and capital values or, for investments held in overseas markets, changes in the rate of exchange in the currency in which the investments are denominated. You may not necessarily get back the amount you invested. The levels and bases of, and reliefs from, taxation are subject to change as UK legislation and regulations and the UK tax regime are amended from time to time and any content on this site referring to such legislation, regulations or tax regime should not be relied upon. All content provided through this site is only for your personal information and use, and is not intended to address your particular requirements or to be relied upon in making (or refraining from making) any specific investment or other decision. Dianomi Limited's content shall not constitute any form of advice or recommendation by us. Where you are unsure about any specific investment or other decision, you should obtain appropriate expert independent advice. Nothing included in this site constitutes an offer or solicitation to sell investments to anyone in any jurisdiction outside the United Kingdom in which such offer, solicitation or distribution would be unlawful. For further information on the rights and obligations of both you and us in relation to the use of this site please refer to Dianomi Limited's General Site Conditions which you agreed to when you accessed and used this site.

Your details
Name *
Postcode *
Address *

City *
Country	United Kingdom (residents only)
Email *	(required to verify receipt of information)
Phone *
Date of Birth	(DD/MM/YYYY)
	I would like to receive more information from Dianomi and the parties I have selected by post by email

We value your privacy.
Dianomi Ltd is a registered member of the Direct Marketing Association.

This service is provided by Dianomi. Contact: sales@dianomi.com. Dianomi does not specifically recommend the products or brochures specified above, is not providing financial investment advice and shall not be liable for any actions taken in reliance on this content.

© Copyright Dianomi Ltd. This site is intended only for people who live in the United Kingdom. It should not be accessed from outside the United Kingdom. For enquiries contact sales@dianomi.co.uk. Legal Information, Privacy Policy and Risk Warnings. Registered in England and Wales. Company Reg No. 4513809.